As a general rule, extended warranties do not cover scheduled maintenance items such as oil changes, timing belt replacements or adjustments. Most extended warranties do not cover items that wear out, such as brake pads and windshield wipers. A Vehicle Service Contract (VSC) is often referred to as a car warranty or extended car warranty, but it is not a warranty. However, a vehicle service contract provides repair coverage for your vehicle after the vehicle manufacturer's warranty expires.
A vehicle service contract is a contract between you and a vehicle service contract provider or administrator that states what is a covered repair and what is not. This website is for the sole purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, fees, taxes, charges and other charges are determined upon validation of vehicle information and supplier acceptance of the extended warranty, so Infinite Auto Protection is not responsible. Expanded warranties cannot be sold where prohibited by law.
Car warranties do not cover damage caused by accidents, thefts, weather conditions or similar factors that have nothing to do with the quality of the car. For those, you'll need car insurance. Any decent extended warranty, or more precisely “service contract”, will have a list of exclusions in the contract. Most plans exclude normal replacement items such as belts, batteries, bulbs, etc.
The clutch of a manual transmission will not be covered. Exterior items such as sheet metal, glass, moldings and the like are not covered by the extended warranty. Many drivers choose to purchase an extended vehicle protection plan to get more affordable and customizable coverage from a trusted third-party provider such as CARCHEX. If you decide to buy an extended warranty, be sure to do your homework, watch out for auto warranty scams and work with a reputable company.
But like the financing they offer, dealers tend to increase the cost of extended warranties to make a profit. Whether you buy the extended warranty from the manufacturer or from a third-party vendor, you may be able to choose from several coverage plans. If your car breaks down after the defense-to-defense warranty expires, you will have to pay the repair costs. If you are looking for a guarantee from an accredited company, CARCHEX is one of those companies with an A+ Better Business Bureau rating.
You usually pay a hefty upfront fee or a smaller monthly fee for the cost of the extended warranty, and you still have to pay the deductible before the warranty covers any repairs. To know if your car is still under warranty, you will need to know both the mileage and the date of purchase. Also called an exclusion guarantee because it includes a small number of components that are not included in coverage. If you drive a reliable car and maintain enough savings to pay for an auto repair emergency, then an extended car warranty is probably not worth what you would have to pay.
If you drive an older car or a car with a higher mileage, the warranty will be more expensive because your car is more likely to suffer from mechanical problems. It's also worth noting that Extended Vehicle Care is technically a vehicle service plan, offering the same coverage as an extended warranty. For those with less-than-stellar credit, looking for a subprime car loan could be the ticket to getting behind the wheel. .